/* =========================================================
   Safe Haven Capital — interactive layer (v2)
   ========================================================= */
:root{--cream:#FAF8F5}

/* ---------- Scroll progress + preloader ---------- */
.progress-bar{position:fixed;top:0;left:0;height:4px;width:100%;transform-origin:left;transform:scaleX(0);background:linear-gradient(90deg,var(--amber),var(--teal-2));z-index:400}
.preloader{position:fixed;inset:0;background:var(--slate);z-index:500;display:grid;place-items:center;transition:opacity .6s,visibility .6s}
.preloader.done{opacity:0;visibility:hidden}
.preloader .pl-mark{width:110px;animation:plPulse 1.4s ease-in-out infinite}
.preloader .pl-ring{position:absolute;width:170px;height:170px;border-radius:50%;border:6px solid rgba(255,255,255,.08);border-top-color:var(--amber);animation:spin 1s linear infinite}
@keyframes plPulse{0%,100%{transform:scale(.94);opacity:.8}50%{transform:scale(1);opacity:1}}
@keyframes spin{to{transform:rotate(360deg)}}

/* ---------- Dropdown navigation ---------- */
.nav .dd{position:relative}
.nav .dd>a{display:inline-flex;align-items:center;gap:4px}
.nav .dd>a .chev{width:14px;height:14px;transition:transform .3s}
.nav .dd:hover>a .chev,.nav .dd:focus-within>a .chev{transform:rotate(180deg)}
.dd-menu{position:absolute;top:calc(100% + 6px);left:50%;min-width:250px;background:#fff;border-radius:16px;padding:10px;box-shadow:0 24px 50px -18px rgba(34,49,63,.4);border-top:4px solid var(--amber);opacity:0;visibility:hidden;transform:translate(-50%,10px);transition:all .28s var(--ease);z-index:120}
.dd-menu::before{content:"";position:absolute;left:0;right:0;top:-14px;height:14px}
.nav .dd:hover .dd-menu,.nav .dd:focus-within .dd-menu{opacity:1;visibility:visible;transform:translate(-50%,0)}
.dd-menu a{display:flex;align-items:center;gap:10px;padding:10px 14px!important;border-radius:10px;font-size:.88rem!important;white-space:nowrap}
.dd-menu a::after{display:none}
.dd-menu a:hover{background:var(--teal-mist);color:var(--teal)}
.dd-menu a .ddi{width:30px;height:30px;border-radius:50%;background:var(--amber);color:#fff;display:grid;place-items:center;flex:none}
.dd-menu a .ddi svg{width:15px;height:15px}

/* ---------- HERO SLIDER ---------- */
.hs{position:relative;height:min(860px,calc(100vh - 140px));min-height:620px;overflow:hidden;background:var(--slate);color:#fff}
.hs-slide{position:absolute;inset:0;opacity:0;visibility:hidden;transition:opacity 1.1s var(--ease),visibility 1.1s}
.hs-slide.active{opacity:1;visibility:visible;z-index:2}
.hs-bg{position:absolute;inset:0;overflow:hidden}
.hs-bg img{width:100%;height:100%;object-fit:cover;transform:scale(1.15);transition:transform 8s linear}
.hs-slide.active .hs-bg img{transform:scale(1.02)}
.hs-bg::after{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(49,67,83,.97) 0%,rgba(49,67,83,.88) 38%,rgba(69,98,113,.45) 70%,rgba(97,142,153,.2) 100%)}
.hs-shapes{position:absolute;inset:0;pointer-events:none;z-index:1}
.hs-shapes .s-circle{position:absolute;width:190px;height:190px;border-radius:50%;background:var(--amber);right:9%;bottom:20%;opacity:.95;box-shadow:0 0 0 22px rgba(247,178,51,.16);animation:floaty 7s ease-in-out infinite}
.hs-shapes .s-arc{position:absolute;width:260px;height:260px;border-radius:50%;border:26px solid var(--amber);border-color:var(--amber) var(--amber) transparent transparent;right:20%;top:12%;transform:rotate(20deg);animation:rot 18s linear infinite}
.hs-shapes .s-africa{position:absolute;left:-80px;top:-60px;width:560px;opacity:.07}
@keyframes floaty{0%,100%{transform:translateY(0)}50%{transform:translateY(-22px)}}
@keyframes rot{to{transform:rotate(380deg)}}
.hs-content{position:relative;z-index:3;height:100%;display:flex;align-items:center}
.hs-text{max-width:690px;padding-bottom:70px}
.hs-text>*{opacity:0;transform:translateY(30px);transition:opacity .8s var(--ease),transform .8s var(--ease)}
.hs-slide.active .hs-text>*{opacity:1;transform:none}
.hs-slide.active .hs-text>*:nth-child(2){transition-delay:.15s}
.hs-slide.active .hs-text>*:nth-child(3){transition-delay:.3s}
.hs-slide.active .hs-text>*:nth-child(4){transition-delay:.45s}
.hs-slide.active .hs-text>*:nth-child(5){transition-delay:.6s}
.hs-kicker{display:inline-flex;align-items:center;gap:12px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);padding:8px 18px 8px 8px;border-radius:40px;font-size:.8rem;font-weight:600;letter-spacing:.06em;margin-bottom:24px;backdrop-filter:blur(6px)}
.hs-kicker b{background:var(--amber);color:var(--ink);border-radius:30px;padding:4px 12px;font-size:.72rem;letter-spacing:.12em;text-transform:uppercase}
.hs h1,.hs h2.h1{color:#fff;font-size:clamp(2.2rem,4.8vw,3.8rem);font-weight:800;line-height:1.08;margin-bottom:22px}
.hs h1 .amber,.hs h2 .amber{color:var(--amber)}
.hs .tagline{font-weight:400;font-size:1.05rem;letter-spacing:.14em;text-transform:uppercase;color:var(--teal-pale);margin-bottom:18px}
.hs p.lead{color:rgba(255,255,255,.88);max-width:580px;margin-bottom:34px}
.hs-ui{position:absolute;left:0;right:0;bottom:0;z-index:5}
.hs-tabs{display:grid;grid-template-columns:repeat(var(--n,4),1fr);gap:0;border-top:1px solid rgba(255,255,255,.18)}
.hs-tab{background:none;border:0;color:rgba(255,255,255,.6);text-align:left;padding:20px 22px 24px;cursor:pointer;font-family:inherit;position:relative;transition:color .3s,background .3s;border-right:1px solid rgba(255,255,255,.12)}
.hs-tab:last-child{border-right:0}
.hs-tab:hover{background:rgba(255,255,255,.05);color:#fff}
.hs-tab .n{font-size:.75rem;font-weight:800;color:var(--amber);letter-spacing:.14em;display:block;margin-bottom:4px}
.hs-tab .t{font-weight:700;font-size:.92rem;line-height:1.35}
.hs-tab::before{content:"";position:absolute;left:0;top:-1px;height:3px;width:0;background:var(--amber)}
.hs-tab.active{color:#fff}
.hs-tab.active::before{animation:hsprog var(--dur,7s) linear forwards}
.hs.paused .hs-tab.active::before{animation-play-state:paused}
@keyframes hsprog{to{width:100%}}
.hs-arrows{position:absolute;right:24px;top:50%;transform:translateY(-50%);z-index:6;display:flex;flex-direction:column;gap:12px}
.hs-arrow{width:54px;height:54px;border-radius:50%;border:2px solid rgba(255,255,255,.4);background:rgba(49,67,83,.35);color:#fff;display:grid;place-items:center;cursor:pointer;transition:all .3s;backdrop-filter:blur(6px)}
.hs-arrow:hover{background:var(--amber);border-color:var(--amber);color:var(--ink)}
.hs-arrow svg{width:22px;height:22px}
.hs-count{position:absolute;right:30px;top:30px;z-index:6;font-weight:800;font-size:.85rem;letter-spacing:.1em;color:rgba(255,255,255,.7)}
.hs-count b{color:var(--amber);font-size:1.6rem}

/* ---------- Marquee ---------- */
.marquee{background:var(--amber);color:var(--ink);overflow:hidden;white-space:nowrap;padding:16px 0;position:relative;z-index:4}
.marquee-track{display:inline-flex;gap:0;animation:marq 38s linear infinite}
.marquee:hover .marquee-track{animation-play-state:paused}
.marquee span{display:inline-flex;align-items:center;gap:18px;font-weight:800;font-size:.95rem;letter-spacing:.06em;text-transform:uppercase;padding-right:18px}
.marquee span i{width:10px;height:10px;border-radius:50%;background:var(--slate);display:inline-block}
@keyframes marq{to{transform:translateX(-50%)}}

/* ---------- Cream intro strip ---------- */
.intro-strip{background:var(--cream);padding:90px 0;position:relative;overflow:hidden}
.intro-strip .wrap{display:grid;grid-template-columns:1.3fr .9fr;gap:60px;align-items:center}
.intro-strip p.big{font-size:clamp(1.15rem,2vw,1.45rem);line-height:1.65;color:var(--ink);font-weight:500}
.intro-strip p.big strong{color:var(--teal)}
.stat-stack{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.stat{background:#fff;border-radius:18px;padding:26px 22px;box-shadow:0 14px 34px -22px rgba(34,49,63,.45);position:relative;overflow:hidden}
.stat::after{content:"";position:absolute;right:-26px;bottom:-26px;width:80px;height:80px;border-radius:50%;border:12px solid var(--amber);opacity:.25}
.stat .v{font-size:2.3rem;font-weight:800;color:var(--teal);line-height:1}
.stat .v small{color:var(--amber);font-size:1.3rem}
.stat p{margin:8px 0 0;font-size:.82rem;line-height:1.45}

/* ---------- Pillar tabs ---------- */
.ptabs{display:grid;grid-template-columns:.8fr 1.2fr;gap:40px;align-items:stretch}
.ptab-list{display:grid;gap:14px;align-content:start}
.ptab-btn{display:grid;grid-template-columns:58px 1fr 24px;gap:16px;align-items:center;text-align:left;background:#fff;border:2px solid transparent;border-radius:18px;padding:18px 20px;cursor:pointer;font-family:inherit;transition:all .3s var(--ease);box-shadow:0 10px 30px -22px rgba(34,49,63,.4)}
.ptab-btn .ic{width:58px;height:58px;border-radius:50%;background:var(--teal-mist);color:var(--teal);display:grid;place-items:center;transition:all .3s}
.ptab-btn .ic svg{width:26px;height:26px}
.ptab-btn h4{margin:0 0 2px;font-size:1.08rem}
.ptab-btn p{margin:0;font-size:.84rem;line-height:1.45;color:var(--text)}
.ptab-btn .go{color:var(--teal-pale);transition:transform .3s,color .3s}
.ptab-btn .go svg{width:22px;height:22px}
.ptab-btn:hover{transform:translateX(6px)}
.ptab-btn.active{border-color:var(--amber);background:var(--slate)}
.ptab-btn.active h4{color:#fff}
.ptab-btn.active p{color:rgba(255,255,255,.75)}
.ptab-btn.active .ic{background:var(--amber);color:#fff}
.ptab-btn.active .go{color:var(--amber);transform:translateX(4px)}
.ptab-panels{position:relative;min-height:520px}
.ptab-panel{position:absolute;inset:0;border-radius:26px;overflow:hidden;opacity:0;visibility:hidden;transform:scale(.97);transition:all .55s var(--ease);box-shadow:var(--shadow)}
.ptab-panel.active{opacity:1;visibility:visible;transform:none}
.ptab-panel img{width:100%;height:100%;object-fit:cover}
.ptab-panel .cap{position:absolute;left:0;right:0;bottom:0;padding:120px 34px 32px;background:linear-gradient(transparent,rgba(49,67,83,.96) 55%);color:#fff}
.ptab-panel .cap h3{color:#fff;font-size:1.7rem}
.ptab-panel .cap ul{list-style:none;padding:0;margin:0 0 20px;display:grid;grid-template-columns:1fr 1fr;gap:8px 20px}
.ptab-panel .cap li{display:flex;gap:8px;font-size:.88rem;font-weight:600;align-items:center}
.ptab-panel .cap li svg{width:16px;height:16px;color:var(--amber);flex:none}

/* ---------- Seal / trust banner ---------- */
.trust{background:var(--slate);color:#fff;position:relative;overflow:hidden;padding:90px 0}
.trust .wrap{display:grid;grid-template-columns:auto 1fr auto;gap:56px;align-items:center}
.seal{position:relative;width:200px;height:200px;flex:none}
.seal svg.ring-text{position:absolute;inset:0;width:100%;height:100%;animation:spin 26s linear infinite}
.seal .core{position:absolute;inset:34px;border-radius:50%;background:var(--amber);display:grid;place-items:center;color:var(--slate);box-shadow:0 0 0 8px rgba(247,178,51,.2)}
.seal .core svg{width:56px;height:56px}
.trust h2{color:var(--amber);margin-bottom:10px}
.trust p{margin:0 0 6px;color:rgba(255,255,255,.85);font-size:1.02rem}

/* ---------- Donut / allocation explorer ---------- */
.alloc-lab{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:center}
.donut-wrap{position:relative;max-width:420px;margin:0 auto;width:100%}
.donut{width:100%;height:auto;transform:rotate(-90deg)}
.donut circle{fill:none;stroke-width:34;transition:stroke-dasharray .6s var(--ease),stroke-dashoffset .6s var(--ease),stroke-width .3s}
.donut circle.seg{cursor:pointer}
.donut circle.seg:hover,.donut circle.seg.is-hl{stroke-width:42}
.donut-center{position:absolute;inset:0;display:grid;place-items:center;text-align:center;pointer-events:none}
.donut-center .v{font-size:3rem;font-weight:800;color:var(--amber);line-height:1}
.donut-center .l{font-size:.85rem;font-weight:700;max-width:170px;margin:8px auto 0;line-height:1.35}
.on-dark .donut-center .l{color:#fff}
.sliders{display:grid;gap:26px}
.sl{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:16px;padding:20px 22px;transition:border-color .3s,background .3s}
.on-light .sl,.sl.light{background:#fff;border-color:#e3eaec}
.sl.is-hl{border-color:var(--amber);background:rgba(247,178,51,.08)}
.sl-head{display:flex;justify-content:space-between;align-items:baseline;gap:12px;margin-bottom:6px}
.sl-head h4{margin:0;font-size:1rem;display:flex;align-items:center;gap:10px}
.sl-head h4 i{width:14px;height:14px;border-radius:50%;display:inline-block}
.sl-head .val{font-weight:800;font-size:1.4rem;color:var(--amber)}
.sl p{margin:0 0 12px;font-size:.84rem;line-height:1.5}
.sl .range-note{font-size:.72rem;opacity:.7;display:flex;justify-content:space-between;margin-top:4px}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:8px;border-radius:8px;background:rgba(255,255,255,.18);outline:none;cursor:pointer}
.on-light input[type=range],.light input[type=range]{background:var(--teal-mist)}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:26px;height:26px;border-radius:50%;background:var(--amber);border:5px solid #fff;box-shadow:0 4px 12px rgba(0,0,0,.25);cursor:grab;transition:transform .2s}
input[type=range]::-webkit-slider-thumb:active{transform:scale(1.2);cursor:grabbing}
input[type=range]::-moz-range-thumb{width:18px;height:18px;border-radius:50%;background:var(--amber);border:5px solid #fff;cursor:grab}
input[type=range]:focus-visible{box-shadow:0 0 0 3px rgba(247,178,51,.5)}

/* ---------- Risk lab ---------- */
.lab-tabs{display:flex;gap:10px;flex-wrap:wrap;justify-content:center;margin-bottom:40px}
.lab-tab{font-family:inherit;border:2px solid rgba(255,255,255,.25);background:transparent;color:#fff;padding:12px 22px;border-radius:40px;font-weight:700;cursor:pointer;display:inline-flex;gap:10px;align-items:center;transition:all .25s}
.lab-tab svg{width:18px;height:18px}
.lab-tab:hover{border-color:var(--amber)}
.lab-tab.active{background:var(--amber);border-color:var(--amber);color:var(--ink)}
.lab-panel{display:none;grid-template-columns:1.25fr .75fr;gap:40px;align-items:center;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.12);border-radius:26px;padding:40px}
.lab-panel.active{display:grid;animation:fadeUp .5s var(--ease)}
@keyframes fadeUp{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:none}}
.lab-canvas{width:100%;height:340px;display:block;background:rgba(0,0,0,.12);border-radius:18px}
.lab-legend{display:flex;gap:20px;flex-wrap:wrap;margin-top:14px;font-size:.82rem;font-weight:600}
.lab-legend span{display:inline-flex;gap:8px;align-items:center}
.lab-legend i{width:22px;height:4px;border-radius:3px;display:inline-block}
.readout{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:20px 0}
.readout div{background:rgba(255,255,255,.07);border-radius:14px;padding:16px}
.readout b{display:block;font-size:1.5rem;color:var(--amber);line-height:1.1}
.readout small{font-size:.75rem;line-height:1.35;display:block;margin-top:4px;opacity:.85}
.lab-note{font-size:.76rem;opacity:.7;margin-top:14px;line-height:1.5}

/* cycle */
.cycle-svg{width:100%;height:auto;display:block}
.cycle-svg .phase{cursor:pointer}
.cycle-svg .phase circle{transition:r .3s,fill .3s}
.cycle-svg .phase:hover circle,.cycle-svg .phase.active circle{fill:var(--amber)}
.cycle-svg .phase text{fill:#fff;font-weight:700;font-size:13px;font-family:Montserrat,sans-serif}
.cycle-svg path.wave{stroke-dasharray:1400;stroke-dashoffset:1400;transition:stroke-dashoffset 2.2s var(--ease)}
.in .cycle-svg path.wave,.lab-panel.active .cycle-svg path.wave{stroke-dashoffset:0}
.phase-card{min-height:200px}
.phase-card .tag{display:inline-block;background:var(--amber);color:var(--ink);font-weight:800;font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;border-radius:20px;padding:4px 12px;margin-bottom:12px}

/* ---------- Numbered alternating frameworks ---------- */
.fw{display:grid;grid-template-columns:120px 1fr 1fr;gap:40px;align-items:center;padding:46px 0;border-bottom:1px solid #e4ecee}
.fw:last-child{border-bottom:0}
.fw .fw-num{font-size:5.5rem;font-weight:800;line-height:.9;color:transparent;-webkit-text-stroke:2px var(--teal);position:relative}
.fw .fw-num::after{content:"";position:absolute;width:30px;height:30px;border-radius:50%;background:var(--amber);right:14px;bottom:2px;z-index:-1}
.fw h3{font-size:1.5rem}
.fw .fw-quote{background:var(--teal-mist);border-radius:18px;padding:26px 28px;font-weight:600;color:var(--slate);position:relative;display:flex;gap:16px;align-items:center}
.fw .fw-quote .ic{width:54px;height:54px;border-radius:50%;background:var(--amber);color:#fff;display:grid;place-items:center;flex:none}
.fw .fw-quote .ic svg{width:26px;height:26px}

/* ---------- Flip cards (values) ---------- */
.flips{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.flip{perspective:1200px;height:300px;cursor:pointer}
.flip-inner{position:relative;width:100%;height:100%;transition:transform .8s var(--ease);transform-style:preserve-3d}
.flip:hover .flip-inner,.flip:focus-within .flip-inner,.flip.flipped .flip-inner{transform:rotateY(180deg)}
.flip-face{position:absolute;inset:0;border-radius:22px;padding:34px 28px;backface-visibility:hidden;-webkit-backface-visibility:hidden;display:flex;flex-direction:column;justify-content:center}
.flip-front{background:#fff;box-shadow:0 14px 40px -24px rgba(34,49,63,.45);text-align:center;align-items:center}
.flip-front .ic{width:84px;height:84px;border-radius:50%;background:var(--amber);color:#fff;display:grid;place-items:center;margin-bottom:22px;box-shadow:0 0 0 10px rgba(247,178,51,.18)}
.flip-front .ic svg{width:38px;height:38px}
.flip-front h4{font-size:1.15rem;margin:0}
.flip-front small{margin-top:12px;font-size:.72rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--teal)}
.flip-back{background:var(--grad-teal);color:#fff;transform:rotateY(180deg)}
.flip-back h4{color:#fff}
.flip-back p{margin:0;font-size:.98rem}

/* ---------- Feature grid (six why cards) ---------- */
.feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}

/* ---------- Fit finder ---------- */
.finder{background:#fff;border-radius:28px;box-shadow:var(--shadow);padding:50px;display:grid;grid-template-columns:.9fr 1.1fr;gap:46px;align-items:center}
.finder-opts{display:grid;gap:12px}
.finder-opt{font-family:inherit;display:flex;gap:14px;align-items:center;text-align:left;background:var(--bg-soft);border:2px solid transparent;border-radius:16px;padding:16px 18px;cursor:pointer;font-weight:700;color:var(--ink);font-size:.95rem;transition:all .25s}
.finder-opt .ic{width:44px;height:44px;border-radius:50%;background:#fff;color:var(--teal);display:grid;place-items:center;flex:none;transition:all .25s}
.finder-opt .ic svg{width:22px;height:22px}
.finder-opt:hover{border-color:var(--teal-pale)}
.finder-opt.active{border-color:var(--amber);background:#fff7e6}
.finder-opt.active .ic{background:var(--amber);color:#fff}
.finder-result{background:var(--grad);color:#fff;border-radius:22px;padding:36px;min-height:300px;position:relative;overflow:hidden}
.finder-result::after{content:"";position:absolute;right:-50px;bottom:-50px;width:170px;height:170px;border-radius:50%;border:26px solid rgba(247,178,51,.35)}
.finder-result h3{color:#fff}
.finder-result .fr-body{animation:fadeUp .45s var(--ease)}
.finder-result ul{padding:0;list-style:none;margin:0 0 22px;display:grid;gap:8px}
.finder-result li{display:flex;gap:10px;font-size:.92rem}
.finder-result li svg{width:18px;height:18px;color:var(--amber);flex:none;margin-top:3px}

/* ---------- Product expand cards ---------- */
.xcards{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;align-items:start}
.xcard{background:#fff;border-radius:24px;overflow:hidden;box-shadow:0 16px 40px -24px rgba(34,49,63,.5);transition:transform .35s var(--ease),box-shadow .35s}
.xcard:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.xcard-head{position:relative;background:var(--grad-teal);color:#fff;padding:34px 30px 30px;cursor:pointer;border:0;width:100%;text-align:left;font-family:inherit;display:block}
.xcard-head .ic{width:64px;height:64px;border-radius:50%;background:var(--amber);color:#fff;display:grid;place-items:center;margin-bottom:20px;box-shadow:0 0 0 8px rgba(247,178,51,.2)}
.xcard-head .ic svg{width:30px;height:30px}
.xcard-head h3{color:#fff;margin-bottom:6px;font-size:1.35rem}
.xcard-head .tg{font-size:.85rem;opacity:.9}
.xcard-head .tog{position:absolute;right:24px;top:30px;width:40px;height:40px;border-radius:50%;background:rgba(255,255,255,.15);display:grid;place-items:center;transition:transform .4s var(--ease),background .3s}
.xcard-head .tog svg{width:20px;height:20px}
.xcard.open .xcard-head .tog{transform:rotate(45deg);background:var(--amber);color:var(--ink)}
.xcard-body{display:grid;grid-template-rows:0fr;transition:grid-template-rows .5s var(--ease)}
.xcard.open .xcard-body{grid-template-rows:1fr}
.xcard-body>div{overflow:hidden}
.xcard-body dl{margin:0;padding:10px 30px 6px}
.xcard-body dt{font-size:.72rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--amber-dark);margin-top:16px}
.xcard-body dd{margin:4px 0 0;font-weight:600;color:var(--ink);padding-bottom:14px;border-bottom:1px dashed #dde7ea}
.xcard-body .xc-cta{padding:22px 30px 30px}
.xcard-foot{padding:16px 30px;font-size:.8rem;font-weight:700;color:var(--teal);display:flex;justify-content:space-between}
.xcard.open .xcard-foot{display:none}

/* compare table */
.compare{width:100%;border-collapse:collapse;background:#fff;border-radius:20px;overflow:hidden;box-shadow:0 16px 40px -24px rgba(34,49,63,.5);font-size:.92rem}
.compare th{background:var(--slate);color:#fff;padding:18px 20px;text-align:left;font-size:.85rem}
.compare th:first-child{background:var(--amber);color:var(--ink)}
.compare td{padding:16px 20px;border-bottom:1px solid #e8eff1;vertical-align:top}
.compare td:first-child{font-weight:800;color:var(--ink);background:var(--bg-soft);width:18%}
.compare tr:last-child td{border-bottom:0}
.compare tr:hover td{background:#fffaf0}

/* ---------- Accordion (FAQ) ---------- */
.faq-tools{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:30px;align-items:center}
.search{position:relative;flex:1;min-width:240px}
.search input{width:100%;font-family:inherit;font-size:1rem;padding:16px 20px 16px 52px;border-radius:40px;border:2px solid #e1e9eb;background:#fff;transition:border-color .2s}
.search input:focus{outline:0;border-color:var(--teal)}
.search svg{position:absolute;left:20px;top:50%;transform:translateY(-50%);width:20px;height:20px;color:var(--teal)}
.chips{display:flex;gap:8px;flex-wrap:wrap}
.chip{font-family:inherit;border:2px solid #dde7ea;background:#fff;color:var(--slate);border-radius:30px;padding:9px 18px;font-weight:700;font-size:.84rem;cursor:pointer;transition:all .2s}
.chip:hover{border-color:var(--teal)}
.chip.active{background:var(--slate);border-color:var(--slate);color:#fff}
.acc{display:grid;gap:14px}
.acc-item{background:#fff;border-radius:18px;box-shadow:0 10px 30px -24px rgba(34,49,63,.5);border:2px solid transparent;transition:border-color .3s}
.acc-item.open{border-color:var(--amber)}
.acc-q{width:100%;font-family:inherit;background:none;border:0;text-align:left;padding:22px 26px;display:grid;grid-template-columns:1fr 40px;gap:16px;align-items:center;cursor:pointer;font-weight:700;font-size:1.02rem;color:var(--ink)}
.acc-q .pm{width:40px;height:40px;border-radius:50%;background:var(--teal-mist);color:var(--teal);display:grid;place-items:center;transition:all .35s var(--ease)}
.acc-q .pm svg{width:18px;height:18px}
.acc-item.open .acc-q .pm{background:var(--amber);color:#fff;transform:rotate(45deg)}
.acc-a{display:grid;grid-template-rows:0fr;transition:grid-template-rows .45s var(--ease)}
.acc-item.open .acc-a{grid-template-rows:1fr}
.acc-a>div{overflow:hidden}
.acc-a p{padding:0 26px;margin:0 0 18px;font-size:.96rem}
.acc-a p:last-child{margin-bottom:24px}
.acc-empty{display:none;text-align:center;padding:40px;font-weight:600}

/* ---------- Journey stepper ---------- */
.journey{position:relative}
.j-steps{display:grid;grid-template-columns:repeat(6,1fr);gap:0;position:relative;margin-bottom:46px}
.j-steps::before{content:"";position:absolute;left:8%;right:8%;top:38px;height:4px;background:#dfe8ea;border-radius:4px}
.j-line{position:absolute;left:8%;top:38px;height:4px;background:linear-gradient(90deg,var(--amber),var(--teal));border-radius:4px;width:0;transition:width .6s var(--ease)}
.j-step{position:relative;z-index:1;background:none;border:0;font-family:inherit;cursor:pointer;text-align:center;padding:0 8px;color:var(--text)}
.j-step .dot{width:80px;height:80px;margin:0 auto 14px;border-radius:50%;background:#fff;border:4px solid #dfe8ea;display:grid;place-items:center;color:var(--teal);transition:all .4s var(--ease)}
.j-step .dot svg{width:30px;height:30px}
.j-step b{display:block;font-size:.72rem;letter-spacing:.14em;color:var(--teal);font-weight:800}
.j-step span{font-weight:700;font-size:.9rem;color:var(--ink);line-height:1.3;display:block;margin-top:4px}
.j-step.done .dot{border-color:var(--teal);background:var(--teal);color:#fff}
.j-step.active .dot{border-color:var(--amber);background:var(--amber);color:#fff;transform:scale(1.12);box-shadow:0 0 0 10px rgba(247,178,51,.2)}
.j-panel{display:none;grid-template-columns:1fr 1fr;gap:40px;background:#fff;border-radius:26px;padding:44px;box-shadow:var(--shadow);align-items:center}
.j-panel.active{display:grid;animation:fadeUp .45s var(--ease)}
.j-nav{display:flex;gap:12px;margin-top:24px}
.j-panel .bignum{font-size:4.4rem;font-weight:800;color:var(--teal-mist);line-height:1;-webkit-text-stroke:2px var(--teal)}

/* ---------- Partnership diagram ---------- */
.structure{display:grid;grid-template-columns:1fr 60px 1.1fr 60px 1fr 60px .9fr;align-items:center;gap:0}
.node{background:#fff;border-radius:22px;padding:30px 22px;text-align:center;box-shadow:0 16px 40px -24px rgba(34,49,63,.5);border:3px solid transparent;cursor:pointer;transition:all .35s var(--ease);position:relative}
.node .ic{width:66px;height:66px;margin:0 auto 14px;border-radius:50%;background:var(--teal-mist);color:var(--teal);display:grid;place-items:center;transition:all .35s}
.node .ic svg{width:30px;height:30px}
.node h4{margin:0 0 6px}
.node p{margin:0;font-size:.82rem;line-height:1.5}
.node:hover,.node.active{border-color:var(--amber);transform:translateY(-6px)}
.node:hover .ic,.node.active .ic{background:var(--amber);color:#fff}
.node.feature{background:var(--slate);color:rgba(255,255,255,.85)}
.node.feature h4{color:#fff}
.node.feature .ic{background:var(--amber);color:#fff}
.link{height:4px;background:repeating-linear-gradient(90deg,var(--amber) 0 10px,transparent 10px 18px);position:relative;animation:dash 1s linear infinite;background-size:18px 4px}
@keyframes dash{to{background-position:18px 0}}
.node-detail{margin-top:34px;background:var(--grad);color:#fff;border-radius:22px;padding:30px 34px;display:grid;grid-template-columns:auto 1fr;gap:24px;align-items:center;min-height:120px}
.node-detail .ic{width:60px;height:60px;border-radius:50%;background:var(--amber);color:#fff;display:grid;place-items:center}
.node-detail .ic svg{width:28px;height:28px}
.node-detail h4{color:#fff;margin:0 0 4px}
.node-detail p{margin:0;color:rgba(255,255,255,.85)}
.credentials{display:grid;grid-template-columns:auto 1fr;gap:50px;align-items:center;background:#fff;border-radius:30px;padding:50px;box-shadow:var(--shadow);border:3px solid var(--amber)}
.credentials .seal .core{color:var(--slate)}
.credentials h3{font-size:1.6rem}
.cred-list{display:flex;flex-wrap:wrap;gap:10px;margin-top:16px}
.cred-list span{background:var(--teal-mist);color:var(--slate);font-weight:700;font-size:.82rem;padding:8px 16px;border-radius:30px;display:inline-flex;gap:8px;align-items:center}
.cred-list svg{width:16px;height:16px;color:var(--amber-dark)}

/* ---------- Insights ---------- */
.ins-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.ins-card{background:#fff;border-radius:22px;overflow:hidden;box-shadow:0 14px 40px -26px rgba(34,49,63,.5);display:flex;flex-direction:column;transition:transform .35s var(--ease),box-shadow .35s;color:var(--text)}
.ins-card:hover{transform:translateY(-8px);box-shadow:var(--shadow);color:var(--text)}
.ins-card .media{aspect-ratio:16/10;overflow:hidden;position:relative}
.ins-card .media img{width:100%;height:100%;object-fit:cover;transition:transform 1s var(--ease)}
.ins-card:hover .media img{transform:scale(1.07)}
.ins-card .cat{position:absolute;left:18px;top:18px;background:var(--amber);color:var(--ink);font-weight:800;font-size:.7rem;letter-spacing:.12em;text-transform:uppercase;padding:6px 12px;border-radius:20px}
.ins-card .body{padding:26px 26px 28px;display:flex;flex-direction:column;flex:1}
.ins-card h3{font-size:1.15rem;line-height:1.35;transition:color .2s}
.ins-card:hover h3{color:var(--teal)}
.ins-card p{font-size:.9rem}
.ins-card .meta{margin-top:auto;display:flex;justify-content:space-between;font-size:.78rem;font-weight:700;color:var(--teal)}
.ins-card.hide{display:none}
.ins-feature{display:grid;grid-template-columns:1.1fr .9fr;border-radius:26px;overflow:hidden;background:var(--slate);color:#fff;box-shadow:var(--shadow);margin-bottom:40px}
.ins-feature .media{min-height:360px}
.ins-feature .media img{width:100%;height:100%;object-fit:cover}
.ins-feature .body{padding:50px 46px;display:flex;flex-direction:column;justify-content:center}
.ins-feature h2{color:#fff;font-size:clamp(1.5rem,2.6vw,2.1rem)}
.ins-feature p{color:rgba(255,255,255,.82)}

/* article */
.article-wrap{display:grid;grid-template-columns:1fr 300px;gap:60px;align-items:start}
.article{font-size:1.06rem;line-height:1.85;color:#3d4c58}
.article h2{font-size:1.65rem;margin-top:1.6em}
.article h3{font-size:1.25rem;margin-top:1.4em}
.article blockquote{margin:30px 0;padding:24px 30px;background:var(--teal-mist);border-left:6px solid var(--amber);border-radius:0 18px 18px 0;font-size:1.15rem;font-weight:600;color:var(--slate)}
.article ul{padding-left:22px}
.article li{margin-bottom:8px}
.article .formula{font-family:ui-monospace,Menlo,Consolas,monospace;background:var(--slate);color:var(--amber);padding:18px 22px;border-radius:14px;font-size:1.05rem;overflow-x:auto}
.toc{position:sticky;top:110px;background:var(--bg-soft);border-radius:20px;padding:26px}
.toc h4{font-size:.8rem;letter-spacing:.14em;text-transform:uppercase;color:var(--teal)}
.toc ol{padding-left:18px;margin:0 0 20px;font-size:.88rem}
.toc li{margin-bottom:8px}
.toc a{color:var(--ink);font-weight:600}
.toc a.on{color:var(--amber-dark)}
.share{display:flex;gap:10px}
.share a,.share button{width:42px;height:42px;border-radius:50%;background:#fff;display:grid;place-items:center;color:var(--slate);border:0;cursor:pointer;box-shadow:0 6px 16px -10px rgba(0,0,0,.4)}
.share a:hover,.share button:hover{background:var(--amber);color:#fff}
.share svg{width:18px;height:18px}
.art-meta{display:flex;gap:18px;flex-wrap:wrap;font-size:.85rem;font-weight:600;color:rgba(255,255,255,.75)}
.art-meta span{display:inline-flex;gap:8px;align-items:center}
.art-meta svg{width:16px;height:16px;color:var(--amber)}
.mini-calc{background:var(--slate);color:#fff;border-radius:22px;padding:30px;margin:30px 0}
.mini-calc h4{color:#fff}
.mini-calc .row{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.mini-calc label{font-size:.82rem;font-weight:700;display:block;margin-bottom:8px}
.mini-calc .out{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:20px}
.mini-calc .out div{background:rgba(255,255,255,.08);border-radius:14px;padding:14px;text-align:center}
.mini-calc .out b{display:block;font-size:1.4rem;color:var(--amber)}
.mini-calc .out small{font-size:.72rem;opacity:.8}

/* ---------- Academy ---------- */
.prog-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.prog{background:#fff;border-radius:24px;padding:36px;box-shadow:0 16px 40px -26px rgba(34,49,63,.5);position:relative;overflow:hidden;border-top:6px solid var(--amber);transition:transform .35s var(--ease)}
.prog:hover{transform:translateY(-6px)}
.prog .lvl{position:absolute;right:26px;top:30px;font-size:.7rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;background:var(--teal-mist);color:var(--teal);padding:6px 12px;border-radius:20px}
.prog .ic{width:62px;height:62px;border-radius:50%;background:var(--slate);color:var(--amber);display:grid;place-items:center;margin-bottom:20px}
.prog .ic svg{width:28px;height:28px}
.prog ul{list-style:none;padding:0;margin:16px 0 0;display:grid;gap:10px}
.prog li{display:flex;gap:10px;font-size:.92rem;align-items:flex-start}
.prog li svg{width:18px;height:18px;color:var(--amber-dark);flex:none;margin-top:4px}
.prog .who{font-size:.82rem;font-weight:700;color:var(--teal);margin-bottom:8px}
.formats{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}

/* ---------- Leadership cards + modal ---------- */
.lcards{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;align-items:stretch}
.lcard{background:#fff;border-radius:26px;overflow:hidden;box-shadow:0 16px 40px -26px rgba(34,49,63,.5);display:flex;flex-direction:column;text-align:center;transition:transform .35s var(--ease)}
.lcard:hover{transform:translateY(-8px)}
.lcard .top{background:var(--grad);padding:40px 20px 0;position:relative;height:190px}
.lcard .top::after{content:"";position:absolute;width:110px;height:110px;border-radius:50%;border:16px solid rgba(247,178,51,.5);right:-30px;top:-30px}
.lcard .portrait{margin:0 auto;width:200px;height:200px;position:relative;z-index:2}
.lcard .body{padding:90px 28px 30px;display:flex;flex-direction:column;flex:1}
.lcard h3{text-transform:uppercase;letter-spacing:.04em;font-size:1.15rem;margin-bottom:4px}
.lcard .role{color:var(--teal);font-weight:700;font-size:.88rem}
.lcard .quals{font-size:.76rem;opacity:.85;line-height:1.5;margin:8px 0 14px}
.lcard .bio-short{font-size:.92rem}
.lcard .actions{margin-top:auto;display:flex;gap:10px;justify-content:center;flex-wrap:wrap}
.lcard .actions .btn{padding:12px 20px;font-size:.84rem}
.modal{position:fixed;inset:0;z-index:350;display:none;align-items:center;justify-content:center;padding:24px;background:rgba(20,30,40,.7);backdrop-filter:blur(4px)}
.modal.open{display:flex;animation:fadeIn .3s}
@keyframes fadeIn{from{opacity:0}}
.modal-box{background:#fff;border-radius:28px;max-width:900px;width:100%;max-height:90vh;overflow:auto;display:grid;grid-template-columns:300px 1fr;position:relative;animation:fadeUp .4s var(--ease)}
.modal-box .mside{background:var(--grad);padding:40px 30px;color:#fff;text-align:center}
.modal-box .mside .portrait{width:200px;height:200px;margin:0 auto 20px}
.modal-box .mside h3{color:#fff;text-transform:uppercase}
.modal-box .mside .quals{font-size:.78rem;opacity:.85}
.modal-box .mbody{padding:44px 40px}
.modal-close{position:absolute;right:18px;top:18px;width:44px;height:44px;border-radius:50%;background:var(--amber);border:0;cursor:pointer;display:grid;place-items:center;color:var(--ink);z-index:2}
.modal-close svg{width:20px;height:20px}
.timeline{list-style:none;padding:0;margin:24px 0 0;position:relative}
.timeline::before{content:"";position:absolute;left:9px;top:6px;bottom:6px;width:3px;background:var(--teal-mist);border-radius:3px}
.timeline li{position:relative;padding-left:36px;margin-bottom:14px;font-size:.92rem}
.timeline li::before{content:"";position:absolute;left:0;top:5px;width:21px;height:21px;border-radius:50%;background:#fff;border:5px solid var(--amber)}
.timeline b{color:var(--ink)}

/* ---------- Contact v2 ---------- */
.dept-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:16px}
.dept{background:#fff;border-radius:20px;padding:26px 20px;box-shadow:0 14px 34px -24px rgba(34,49,63,.5);text-align:center;transition:all .3s var(--ease);border:2px solid transparent;color:var(--text);display:block}
.dept:hover{transform:translateY(-6px);border-color:var(--amber);color:var(--text)}
.dept .ic{width:58px;height:58px;margin:0 auto 14px;border-radius:50%;background:var(--teal-mist);color:var(--teal);display:grid;place-items:center;transition:all .3s}
.dept:hover .ic{background:var(--amber);color:#fff}
.dept .ic svg{width:26px;height:26px}
.dept h4{font-size:.98rem;margin-bottom:6px}
.dept span{font-size:.76rem;font-weight:600;color:var(--teal);word-break:break-all}
.dc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.dc{display:grid;grid-template-columns:96px 1fr;gap:18px;align-items:center;background:#fff;border-radius:22px;padding:20px;box-shadow:0 14px 34px -24px rgba(34,49,63,.5);transition:transform .3s;color:var(--text)}
.dc:hover{transform:translateY(-5px);color:var(--text)}
.dc .portrait{width:96px;height:96px;padding:5px;margin:0}
.dc .portrait img{border-width:3px}
.dc h4{margin:0;font-size:1rem}
.dc small{display:block;color:var(--teal);font-weight:700;font-size:.78rem;margin:2px 0 6px}
.dc span{font-size:.78rem;font-weight:600;word-break:break-all;color:var(--amber-dark)}

/* ---------- Tilt + misc ---------- */
.tilt{transform-style:preserve-3d;will-change:transform}
.float-shape{position:absolute;pointer-events:none;z-index:0}
.float-shape.circle{width:140px;height:140px;border-radius:50%;background:var(--amber);opacity:.12}
.float-shape.ring{width:220px;height:220px;border-radius:50%;border:24px solid var(--teal);opacity:.08}
.section>.wrap{position:relative;z-index:1}
.kicker-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}
.kicker-row span{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.2);padding:8px 16px;border-radius:30px;font-size:.8rem;font-weight:700;color:#fff}
.kicker-row svg{width:15px;height:15px;color:var(--amber)}
.footprint{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.africa-map{position:relative;max-width:460px;margin:0 auto}
.africa-map img{width:100%;filter:drop-shadow(0 30px 40px rgba(0,0,0,.25))}
.africa-map .pulse{position:absolute;width:20px;height:20px;border-radius:50%;background:var(--amber);transform:translate(-50%,-50%)}
.africa-map .pulse::before,.africa-map .pulse::after{content:"";position:absolute;inset:0;border-radius:50%;border:3px solid var(--amber);animation:pulse 2.4s ease-out infinite}
.africa-map .pulse::after{animation-delay:1.2s}
@keyframes pulse{from{transform:scale(1);opacity:1}to{transform:scale(4.5);opacity:0}}
.africa-map .pin-label{position:absolute;background:#fff;color:var(--slate);font-weight:800;font-size:.75rem;padding:6px 12px;border-radius:20px;white-space:nowrap;box-shadow:var(--shadow)}
.err-page{min-height:70vh;display:grid;place-items:center;text-align:center;background:var(--grad);color:#fff;position:relative;overflow:hidden}
.err-page h1{font-size:clamp(5rem,16vw,11rem);color:var(--amber);margin:0;line-height:1}

/* ---------- Responsive v2 ---------- */
@media (max-width:1100px){
  .dept-grid{grid-template-columns:repeat(3,1fr)}
  .structure{grid-template-columns:1fr;gap:0}
  .structure .link{width:4px;height:36px;margin:0 auto;background:repeating-linear-gradient(180deg,var(--amber) 0 10px,transparent 10px 18px);animation:none}
  .flips{grid-template-columns:1fr 1fr}
  .trust .wrap{grid-template-columns:auto 1fr;}
  .trust .wrap>.btn{grid-column:1/-1;justify-self:start}
}
@media (max-width:960px){
  .nav .dd{display:contents}
  .nav .dd>a .chev{display:none}
  .dd-menu{position:static;opacity:1;visibility:visible;transform:none;background:transparent;box-shadow:none;border:0;padding:0 0 8px 14px;min-width:0}
  .dd-menu a{color:rgba(255,255,255,.75)!important;font-size:.92rem!important;padding:9px 10px!important;border-bottom:0!important}
  .dd-menu a .ddi{width:24px;height:24px}
  .dd-menu a:hover{background:rgba(255,255,255,.06)}
  .nav{overflow-y:auto}
  .hs{height:auto;min-height:0}
  .hs-slide{position:absolute;inset:0}
  .hs-slide.active{position:relative}
  .hs-content{min-height:640px;padding:60px 0 150px}
  .hs-arrows{display:none}
  .hs-tabs{grid-template-columns:repeat(var(--n,4),1fr)}
  .hs-tab{padding:14px 10px 18px}
  .hs-tab .t{display:none}
  .hs-shapes .s-circle{width:110px;height:110px;right:-20px;bottom:150px}
  .hs-shapes .s-arc{width:150px;height:150px;border-width:16px;right:-30px;top:40px}
  .intro-strip .wrap,.ptabs,.alloc-lab,.lab-panel,.finder,.footprint,.article-wrap,.ins-feature,.j-panel,.modal-box{grid-template-columns:1fr}
  .ptab-panels{min-height:460px}
  .fw{grid-template-columns:1fr;gap:16px}
  .feature-grid,.xcards,.ins-grid,.lcards,.dc-grid,.prog-grid,.formats{grid-template-columns:1fr 1fr}
  .trust .wrap{grid-template-columns:1fr;text-align:center;justify-items:center}
  .trust .wrap>.btn{justify-self:center}
  .j-steps{grid-template-columns:repeat(3,1fr);gap:24px 0}
  .j-steps::before,.j-line{display:none}
  .credentials{grid-template-columns:1fr;text-align:center;justify-items:center}
  .cred-list{justify-content:center}
  .toc{position:static}
  .lab-panel{padding:26px}
  .modal-box .mside{padding:34px 24px}
}
@media (max-width:640px){
  .feature-grid,.xcards,.ins-grid,.lcards,.dc-grid,.prog-grid,.formats,.flips,.dept-grid,.stat-stack{grid-template-columns:1fr}
  .stat-stack{grid-template-columns:1fr 1fr}
  .dept-grid{grid-template-columns:1fr 1fr}
  .ptab-panel .cap ul{grid-template-columns:1fr}
  .ptab-panel .cap{padding:90px 22px 24px}
  .finder{padding:26px 20px}
  .finder-result{padding:28px 22px}
  .j-steps{grid-template-columns:repeat(3,1fr)}
  .j-step .dot{width:62px;height:62px}
  .j-step .dot svg{width:24px;height:24px}
  .j-panel{padding:28px 22px}
  .readout{grid-template-columns:1fr 1fr}
  .lab-canvas{height:260px}
  .mini-calc .out{grid-template-columns:1fr}
  .mini-calc .row{grid-template-columns:1fr}
  .compare{font-size:.82rem}
  .hs-count{display:none}
  .hs-kicker{font-size:.7rem}
  .seal{width:160px;height:160px}
  .seal .core{inset:28px}
  .credentials{padding:34px 22px}
  .node-detail{grid-template-columns:1fr;text-align:center;justify-items:center}
  .ins-feature .body{padding:30px 24px}
  .modal-box .mbody{padding:30px 22px}
}
.modal-box .mside .btn{font-size:.74rem;padding:12px 16px;max-width:100%;white-space:normal;word-break:break-all;justify-content:center}
.cycle-svg .phase:focus{outline:none}
.cycle-svg .phase:focus-visible circle{stroke:#F7B233;stroke-width:6}